Authorization and settlement systems operating at transaction scale.
AISHWARYA SWAMINATHAN
Staff Software Engineer / Bangalore, India
Engineering
at scale.
Intelligence
with purpose.
I build the distributed systems behind everyday transactions—and bring GenAI into the workflows that need it most.
12+ years of engineering · Staff / Principal focus
Distributed Systems + Generative AI
THE SYSTEMS I BUILD01 / ∞
Payment eventsHIGH-THROUGHPUT INPUT
✳Distributed
by design.RESILIENCE · SCALE · PRECISION
by design.RESILIENCE · SCALE · PRECISION
AI orchestrationCONTEXT → ACTION
Built for real-world complexity
EXPERIENCE ACROSS
Visa
Lowe’s
SAP
NAGRA
Wipro Apple engagement
01 / MEASURABLE IMPACT
Complex systems.
Concrete outcomes.
Scale matters when it translates into faster processing, reliable payments and stronger teams.
Transaction workloads, with high-volume processing in under 2 minutes.
Settlement file delivery supporting timely money movement.
From ~30 TPS/store to peaks of 120 TPS/store with Spring WebFlux.
Scaling people alongside platforms. Leading 6–8 engineers through architecture, delivery and mentorship.
TECHNICAL LEADERSHIP02 / THE JOURNEY
A career in
systems that matter.
From product metadata and enterprise platforms to retail payments, global settlement and applied AI.
FEB 2025 — PRESENTCURRENT
Visa
Staff Software EngineerBuilding the systems behind global money movement.
- Authorization and settlement engineering around 6,000 TPS, including 10M+ transaction workloads and high-volume processing under 2 minutes.
- Settlement file delivery under 24 hours, with a focus on performance, regression coverage and operational reliability.
- Leading 6–8 engineers and developing RAG/MCP approaches for acquirer onboarding and settlement AI workflows.
AUG 2021 — JAN 2025
Lowe’s
Lead Software EngineerModernizing retail platforms for peak demand.
- Modernized services with Spring WebFlux, moving from roughly 30 TPS/store to up to 120 TPS/store at peak.
- Built tax and omni-channel payment services covering cheques, branded cards and third-party gift cards.
- Worked across streaming and data systems using Kafka, Debezium, Spark, Postgres, HDFS and Trino.
OCT 2020 — JUL 2021
SAP Labs
Senior DeveloperTime processing, vendor management and global search for SAP Fieldglass, with backend services and analytics.
MAR 2018 — FEB 2020
NAGRA
Software EngineerAPIs for broadcast and OTT content management. Owned major Neo4j and Elasticsearch upgrades, recognized with a BRAVO Award.
NOV 2014 — FEB 2018
Wipro / Apple
Developer L2 / L1Product metadata and operational platforms for Apple through Wipro, supporting global product launches and reusable service design.
03 / SELECTED WORK
Where systems
meet intelligence.
Applying AI to domain-rich workflows, backed by a foundation in architecture and engineering.
PERSONAL PROJECT01
Skillloop
AI Assessment Coach
Exploring AI-assisted assessment and coaching to help turn learning into a more focused practice loop.
Discuss the project ↗APPLIED AI · VISA02
Acquirer onboarding
Context-aware AI workflows
RAG and Model Context Protocol work bringing domain knowledge and tools into the acquirer onboarding process.
Enterprise work · Overview only
APPLIED AI · VISA03
Settlement intelligence
AI meets payment operations
Applying GenAI to settlement workflows, connecting payment-domain expertise with context-aware assistance.
Enterprise work · Overview only
Architecture is a practice.Explore system design, Java concurrency and engineering experiments on GitHub.
04 / ENGINEERING TOOLKIT
Depth in the backend.
Range across the system.
Architecture & leadership
Distributed systems · Microservices · Event-driven architecture · Performance engineering · SOLID / DDD · Technical strategy · Mentorship
Backend & platforms
Java · Spring Boot · Spring WebFlux · Vert.x · REST APIs · GCP · Docker · CI/CD · Maven / Gradle
Data & streaming
Kafka · Debezium · Apache Spark · Postgres · HDFS · Trino · Cassandra · Neo4j · Elasticsearch · RabbitMQ
AI & engineering quality
Generative AI · RAG · Model Context Protocol · Agents · Python · Regression testing · Gatling / JMeter · Observability
Credentials AWS Developer – Associate · Neo4j Certified Professional · Apache Cassandra Developer Associate
Education B.E. Computer Science · Sri Sairam Engineering College · 2010–2014
05 / WHAT’S NEXT
Let’s build something
that makes a difference.
Connect about Staff / Principal engineering opportunities,
distributed systems or practical applications of GenAI.